Family finances - Family friendly fun ideas and family health resources to enhance the quality and enjoyment of family life for families with disabilities.

Family finances - family friendly fun ideas and family health information

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Take control of your finances

Start bringing your family finances under control by: taking the time to work on and follow faithfully a family budget; eliminate wasteful spending, evaluating purchases and saving money on what you buy, getting out of debt, and then starting a regularly scheduled investing program.

You CAN Afford to Stay Home With Your Kids starts from the desire to have a parent in the home full-time through the financial process that makes it possible. The authors of You CAN Afford to Stay Home With Your Kids, both of whom left lucrative jobs to stay at home with their families, know first-hand how hard it is to work and raise children at the same time.

Eliminate wasteful spending

To start a home budget, evaluate expenditures for their value and necessity. For example, stop buying things that are rarely used, like expensive toys that sit in the corner or things for hobbies that were never taken up, 4 Wheel Drive vehicles that are a thousand miles from the nearest snowstorm. Stop "investing" in wasteful items and then get rid of those that you have and convert them into cash by selling them.

The Great Garage Sale Book: How to Run a Garage, Tag, Attic, Barn or Yard Sale by Sylvia Simmons. Sylvia Simmons is a leading authority on turning clutter into cash

Budget Living is the magazine for people who want to spend smart but live rich. An indispensable guide to the good life at an affordable price, Budget Living shows its readers how to save money -- without compromising on style. The magazine bargain hunts so readers don't have to, combing the market for the best (and best-priced) objects of desire.

Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence by Joe Dominguez and Vicki Robin. Your Money or Your Life shows how to frame personal finances in a whole new context, how to downscale spending while maintaining a sense of abundance.

Budget

How to raise a family on less than 2 incomes

How to Raise a Family on Less Than Two Incomes: The Complete Guide to Managing Your Money Better So You Can Spend More Time With Your Kids by Denise M. Topolnicki. By combining her investment know-how with compassionate advice, Denise gives a clear-cut strategy for controlling their money and a family budget, from saving on food, to creating a cash reserve, to learning how to retire on less than two incomes. Packed with worksheets, detailed plans, and case studies, her plan helps families set priorities while balancing the check book with a home budget.

Smart Money is a personal business magazine for discriminating investors. Featuring practical and imaginative ideas about investing, saving and spending, SmartMoney provides action-oriented information about investment opportunities and potential pitfalls.

Throughout the year, life is full of surprises. A sudden rainy day confines your kids to home. Wouldn't it be nice to give them fifty fun ways to combat cabin fever? Your husband calls: he's bringing home some important business associates for dinner. Imagine whipping up a delicious meal on a half hour's notice. A sudden visit from family? Learn to clean your entire house in a weekend.

You can do it and family manager expert Kathy Peel shows you how in this indispensable planner - The Family Manager's Everyday Survival Guide

1. Outline monthly and seasonal goals and strategies
2. Develop your best management style
3. Apply the seven survival strategies
4. Simplify finances and record keeping
5. Anticipate and plan for the big changes

Plus ideas for shortcuts in the kitchen, speed cleaning, smart shopping, and hundreds of other ways to make every day easier and your life much happier.

Save money

How to Save Money Every Day by Ellie Kay is an easy to understand and apply book that won't make your eyes glaze over with a lot of financial gobbledygook.

Start putting the reins on spending that increases your debt load, both on necessary items (like food and shelter) and those that are not necessities.

The Complete Cheapskate: How to Get Out of Debt, Stay Out, and Break Free from Money Worries Forever by Mary Hunt. In The Complete Cheapskate, the ideas are practical and the approach non- threatening even for financial novices. Mary Hunt uses plain language to show you exactly where to begin and how to recover from debt. This is a must read for anyone struggling to "get by".

Savings calculators

Choose the best insurance, check out eSurance and Term Life Pros

Get out of debt

Save money on your every day spending and get control of your purchases. Then, with the aid of a family budget, designate a specific amount monthly toward debt reduction, not just paying the monthly minimums but adding enough to make a concerted effort at debt reduction.

Consider home equity loans that can consolidate your debts into a lower monthly payment (and generally a lower interest rate) so you can concentrate on debt reduction. A good source for loan rate comparisons is Lending Tree.

Transforming Debt into Wealth will teach you how to change every dollar you're currently using on debt payments toward building your wealth! Even if your credit cards are max'd out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years and begin rapid wealth-building, without sacrificing the things that matter most to you! You'll be amazed how quickly your debts melt away and how rapidly your net worth climbs! Get started today with the Transforming Your Debt into Wealth course!

Smart Women Finish Rich - 7 Steps to Achieving Financial Security and Funding Your Dreams by David Bach offers clear advice about limiting spending, avoiding taxes, and investing for the future. Smart Women Finish Rich offers a way to create the security you deserve and fund the dreams you dream. It just requires making decisions, planning, and sticking to it. Highly recommended for all women wanting to manage money better.

Family files related to family finances, and family budget

Investing

If you are not already involved in an investment program (or if you are not devoting enough to it), get started now.

Don't procrastinate because of compounding - the negative effect of compounding when it comes to credit (the longer you have the debt the more interest you will pay) and the positive effect of compounding with savings (the longer you have the savings the higher the return) to procrastinate is to cost yourself lots of your hard earned dollars.

Bear in wheelchair cute and collectible figurine is the first in a series of Crooked Critter Collectibles, designed by Crooked Rainbows, featuring animals with physical challenges.

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Leverage 50 cents into a full time income